Abstract
The Indian banking industry is the backbone of the nation's financial system and is essential to the efficient running of the economy. Even with the efforts to improve the banking industry's performance, Non-Performing Assets (NPA) continue to be a major obstacle. In response, the government has put in place a number of initiatives to reduce the stress caused by non-performing assets (NPAs), with a particular emphasis on NPA recovery channels. These channels—Lok Adalat, SARFAESI Act, Debt Recovery Tribunals (DRTs), and Insolvency and Bankruptcy Code (IBC)—are essential parts of the structure for recovery. In order to determine the relationship between NPAs and recovery methods in terms of the amounts collected compared to those involved in the schemes, the current study will analyses the amounts collected from each channel in an effort to clarify the effectiveness of these recovery channels. The study covers thirteen years, from 2009 to 2023, using secondary data that was obtained from multiple repositories. In addition to offering insightful perspectives to the continuing efforts to address NPA difficulties in the banking industry, this thorough analysis aims to shed light on the dynamics of NPA recovery channels.
Keywords
Non-Performing Asset (NPA), Lok Adalat, DRT, SARFAESI ACT, IBC.
Citations
IRE Journals:
Dr. Srinivas K. T. , Dr. Sharanraj , Shashidhar Channappa Chatni , Shrihari Karant
"Efficiency of Recovery Channels in NPA Management: A Study of Banking Sector" Iconic Research And Engineering Journals Volume 7 Issue 11 2024 Page 551-558
IEEE:
Dr. Srinivas K. T. , Dr. Sharanraj , Shashidhar Channappa Chatni , Shrihari Karant
"Efficiency of Recovery Channels in NPA Management: A Study of Banking Sector" Iconic Research And Engineering Journals, 7(11)
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IRE Journals is an open access online journals established with an aim to publish high quality of research work in various diciplines. We have more than 6 years in publications. Over 2500+ papers already published.
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