Faith and Finance: University Students' Choice Between Islamic and Conventional Banking and Finance

• Author(s): Umar Musa Kallah ; Nasiru Aminu Ibrahim ; Rilwanu Yusuf Badamasi
• Paper ID: 1707921
• Page: 661-668
• Published Date: 19-04-2025
• Published In: Iconic Research And Engineering Journals
• Publisher: IRE Journals
• e-ISSN: 2456-8880
• Volume/Issue: Volume 8 Issue 10 April-2025

Abstract

This study explores the theoretical and conceptual factors influencing Nigerian university students' choice between Islamic and conventional banking and finance. With a growing interest in ethical banking and the increasing presence of Islamic financial institutions in Nigeria, it is crucial to understand the determinants that shape students' preferences. The study synthesizes existing literature and conceptual frameworks to guide students in selecting the appropriate banking discipline. The findings highlight the role of religious beliefs, financial literacy, perceived benefits, and social influence in shaping students' academic and career decisions. The study contributes to the broader discourse on financial education and career orientation in Nigeria.

Keywords

Islamic banking, conventional banking, financial literacy, religious beliefs, Nigerian universities, students’ choice.

Citations

IRE Journals:
Umar Musa Kallah , Nasiru Aminu Ibrahim , Rilwanu Yusuf Badamasi "Faith and Finance: University Students' Choice Between Islamic and Conventional Banking and Finance" Iconic Research And Engineering Journals Volume 8 Issue 10 2025 Page 661-668

IEEE:
Umar Musa Kallah , Nasiru Aminu Ibrahim , Rilwanu Yusuf Badamasi "Faith and Finance: University Students' Choice Between Islamic and Conventional Banking and Finance" Iconic Research And Engineering Journals, 8(10)