Abstract
In this Paper an attempt is made to find out the utilization of Pradhan Mantri Fasal Bhima Yojana (PMFBY) Scheme by farmers belonging different socio-economic profiles. Data is collected from PMFBY Dash Board Data published by Ministry of Agriculture and Farmers’ Welfare, Government of India. It is clear from the findings that more than 80 percent of farmers who are enrolled in PMFBY are male farmers in states such as Chhattisgarh, Goa, Haryana, Himachal Pradesh, Jammu and Kashmir, Madhya Pradesh, Odisha, Rajasthan, Sikkim, Tripura, Uttar Pradesh and Uttarakhand. Quite a contrast is observed in case of States of Meghalaya, where 72 percent of farmers enrolled in PMFBY are female, followed by Kerala and Assam. Social category-wise analysis on an overall basis revealed that, 50 percent of enrolled farmers belong to general category and 32 percent belong to OBC. SC & ST and together constituted 18 percent. In Meghalaya, 99 percent of the enrolled farmers are scheduled tribes. More than 80 percent of enrolled farmers are marginal and small except in the states of Chhattisgarh, Madhya Pradesh and Rajasthan. Time series analysis on share of loanee farmers as per the PMFBY dashboard revealed that more than 90 percent who have availed loan, have enrolled in PMFBY for States like Chhattisgarh, Himachal Pradesh, Madhya Pradesh, and Rajasthan. In Assam, during 2018, about 95 percent of enrolled farmers have availed loans from the bank. But this share has fallen abruptly in 2019 and this trend continued in subsequent years. This trend is observed in the case of States such as Haryana, and Kerala with the lower magnitude of decline as compared to Assam. However, the acute fall in the proportion of enrolment of the farmers is an issue of concern. When analysed the coverage of total cropped area under PMFBY insured area, it is clear that very negligible area is covered under PMFBY insurance in case of States such as Karnataka, Kerala, Uttarakhand, Himachal Pradesh, and Tripura. All these States either have negligible share in total cropped area or at 3 to 7 percent. More than 40 percent of gross cropped area is insured in the case of Madhya Pradesh, Rajasthan and Chhattisgarh. In Assam and Haryana at around 33 and 29 percent of area is insured respectively.
Citations
IRE Journals:
P. Kanaka Durga
"Utilisation of Pradhan Mantri Fasal Bhima Yojna Scheme– State Wise Analysis" Iconic Research And Engineering Journals Volume 8 Issue 7 2025 Page 618-623
IEEE:
P. Kanaka Durga
"Utilisation of Pradhan Mantri Fasal Bhima Yojna Scheme– State Wise Analysis" Iconic Research And Engineering Journals, 8(7)
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